ugc with iphone of happy lqbtq couple celebrating milestone and taking a selfie with a cell phone in front of their new house. They are holding up the key, proudly.

First time Buyers

ShortYellowRule

What you need to know.

Congratulations! You’re taking the first step to having control over your living costs and building long-term wealth. And creating your life in your home.

I love working with first time buyers because, at heart, I’m a teacher. I’ve taught and mentored employees. I’ve taught clients throughout my career how and why something would or wouldn’t work. I’ve also been a college instructor and I’ve taught music for 28 years. I’ll go to great lengths to make sure you understand everything happening in the buying process.

Here’s some guidance to get you going on your first home purchase:

  • Looking at homes online is fun. I do it, too. However, just looking online isn’t really being a buyer. You’re just messing around. You have to get inside of homes to truly see what you truly like and don’t like. And, as a first time buyer, you truly need a Realtor to help get you to closing.
  • Your first step should be either: Talking with me so I can connect you with a lender, or, talking with a lender first, then me. Understand, when you call me, I’m going to ask, “Are you pre-approved with a lender?” If not, then we’ll get together. We’ll talk over your needs and financial realities. At that meeting, I can recommend a local lender who gets to know you and the Nashville market. I believe it’s important to work with a lender you can sit across a desk from who will work for you.
  • Once you’re pre-approved and we know your budget, we’ll start looking at homes in earnest. This is the fun part!
  • I recommend looking at a fair amount of homes before you make an offer. I say six is the minimum. I say this because first-time Buyers get excited easily and want to buy the first thing they see. I think it’s good to get a sense of what’s out there. What really works for you. This is a guideline, not a rule.
  • Your family and friends will want to help. That’s great. However, you’re the one who has to live in your home. Make sure it fits your life. What turns off someone else, you might love. If there is an overarching issue with a home, I’ll tell you. The one caveat I’ll say is, if someone is funding all or part of your purchase, then, yes, listen to them. Although, the decision is ultimately yours.
  • There are no stupid questions. Don’t assume anything. Ask me. It’s better to ask up front than not ask then find out later your assumption isn’t correct.
  • I’m here for you even after closing and you’ve moved in. Serving you before, during and after closing is part of my concierge service. If you need something, please ask me.

Visit the Buyers page to discover all the steps in purchasing a home.

“We had no idea what we were doing when we decided we wanted to buy a home. For you, (Kevin) it may have been just another day at work, but your help meant the world to us as first-time buyers. Thank you so much for always being available to answer our many questions and patiently explain the things we were uncertain about.”
—Taylor and Reagan Smith